Professional liability insurance (PLI),  also known as errors & omissions (E&O), is a form of liability insurance that helps protect professionals and service providers from bearing the full cost of defending against a claim of negligence made by their client, and damages awarded in such a civil lawsuit.   Most often this is needed by accountants, attorneys, insurance agents, architects and engineers, realtors, and similar professions.  But it is being requested more often by other services; beauticians, veterinarians and contractors for example.  Give us a call and tell us about your situation to find out if this is what you need.  (760) 745-5151.