When you own a condo you are responsible for what’s inside, not your condo association. Make sure you are covered. Most often Condo associations only cover the outside of the building – from the “studs out”. You are responsible for the interior space, which can include floor coverings, drapes, cabinets and interior fixtures, plus all of your personal belongings. With our condo insurance policies we can help protect what you own, and include personal liability protection.